About Us2024-07-09T16:44:30+00:00

REVOLUTIONISING CREDIT ASSESSMENT AND MANAGEMENT.

Our Solution

THE PROBLEM WE ARE SOLVING.

The lending industry has long faced biases and inefficiencies, leaving many underserved, including those with limited credit histories, freelancers, immigrants, and other marginalised groups.

Traditional credit scoring often fails to assess these applicants accurately, perpetuating economic inequality. Additionally, ineffective recovery strategies for those in arrears increase financial distress and default rates.

Recent US statistics show 1 in 5 individuals are refused credit. Vesta Insights aims to tackle these challenges by revolutionising credit assessment and management.

Our Story

FROM RESEARCH TO REAL-WORLD
INNOVATIONS

Vesta Insights emerged from Veronica Breene’s pioneering research in Explainable AI.

During her PhD, she developed explanations for credit arrears predictions and received positive feedback from former colleagues. This motivated her to transform her research into a business. Starting with a basic algorithm, the product and team quickly grew. Today, Vesta Insights has a dedicated team of eight and 25 algorithms in our Minimum Viable Product (MVP).

Our journey from a research project to a thriving fintech company highlights our commitment to innovation, collaboration, and excellence.

Our Core Values

CREATING A TRANSPARENT, INNOVATIVE, AND EMPATHETIC FINANCIAL SYSTEM

INNOVATION

Constantly redefining
mortgage solutions with
cutting-edge tech

EMPATHY

Prioritising fairness and
support for every individual’s
circumstances.

TRANSPARENCY

Illuminating every decision for
clear mortgage arrears
management.

Our Mission

“At Vesta Insights, our mission is to create a fairer and more inclusive financial system by leveraging the power of Explainable AI. We are dedicated to solving the lending industry’s most pressing problems and providing innovative solutions that benefit everyone, from individuals and small businesses to large financial institutions.”

Insights

CHECK OUT OUR LATEST UPDATES

Explore our Insights Hub for the latest blogs, news, and videos from Vesta.